RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Related Content 2017 Year in Review Take a look at this 2017 Market Recap. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.