Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Is a Variable Annuity Right for Me? Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.